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Your access to and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification.

Unless otherwise stated, the contents of this site including, but not limited to, the text and images contained herein and their arrangement are the property of The SAAFECS Group endorsement of that site or service. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk. This site and its contents are provided “as is” and SAAFECS Group makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site.

The SAAFECS Group does not accept unauthorised idea submissions outside of established business relationships.

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